With a broad range of qualifications and experience our staff are knowledgeable and ready to provide practical support to our clients.

Our Rural financial counsellors are qualified and experienced in working with rural clients to achieve positive outcomes.

Our Rural Financial Counsellors:
Warwick Philpott  Rural Financial Counsellor

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Warwick is has been engaged in the delivery of professional services for the past 30 years across Victoria, NSW and Tasmania. He has a farming and small business background in addition to holding qualifications in business, finance, property and agricultural economics. Warwick is located in our Benalla office.

Jim Moll – Rural Financial Counsellor

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Jim is an agricultural scientist/economist with over 20 years of experience in agricultural research and extension. He specialises in working with landholders to assist them with running profitable and sustainable businesses. His knowledge and skills cover a wide range of agricultural industries including broadacre grazing and cropping, irrigated grain, horticulture and viticulture. He specialises in farm economics and agribusiness appraisal. Jim is based in our Benalla office.

Carl Fraser – Rural Financial Counsellor

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Carl has a wide range of specialist knowledge from years of practical farming as a wool classer, shearer and farmer. He has applied this knowledge to serve AgBiz Assist clients. Carl specialises in sheep, beef, broadacre and horticultural farming services and is based in our Benalla office.

Thomas Chick  Rural Financial Counsellor
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Tom is a qualified accountant with a farming background, and has worked with farmers and rural businesses in Northern Victoria, the Goulburn Valley and the Murray Valley in Victoria and NSW for over 30 years. His objective is to help farmers and rural businesses to identify options to assist with their farming and business decisions. Tom is based in our Shepparton office.

Maryanne Black  Rural Financial Counsellor

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Maryanne has dedicated her career to agriculture and holds a Bachelor of Agricultural Science. Maryanne's area of expertise is dairy and she provides a broad knowledge of livestock, broadacre and horticultural enterprises. She is currently based in our Numurkah office.

Edith Nicholls  Rural Financial Counsellor

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Edith has worked in the agricultural industry for the previous 15 years, holding positions in Biosecurity, Animal Health and Emergency Management in both the Victoria and Queensland state governments. Edith has extensive experience in the Dairy industry, having grown up on a dairy farm and worked as a Dairy Field Officer in South East Queensland, Central New South Wales, Northern Victoria and covering parts of South Australia. These positions have given Edith a broad skillset in dairy business management, marketing and logistics. She has been actively involved in the Young Dairy Network and other industry development groups across all regions. Edith achieved a Bachelor of Science in Agriculture with Honours majoring in Animal Health. Edith is based in our Wodonga office.

Brian Hinneberg  Rural Financial Counsellor

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With more than 25 years of experience as a Business Advisor in Central Victoria, Brian has worked closely with agri-businesses and small businesses to improve business capacity, promote business diversification and assist with disaster recovery and succession planning. Brian is passionate about assisting rural businesses to become financially empowered by working with them to develop ideas, make good business decisions and plan for the future. Brian is based in Shepparton office.

Denis Flood  Rural Financial Counsellor

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Denis is a qualified counsellor and small business owner and operator. An experienced Rural Financial Counsellor, Denis returned to AgBiz Assist in April 2017 following the milk price drop. Denis has a broad knowledge of the agriculture industries of North East Victoria and enjoys using his skills and experience to assist people in difficulty to recover and become self-empowered. Denis is based out of our Numurkah office.

Serge Minicozzi  Rural Financial Counsellor

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With 25 years of dairy farming experience, Serge brings extensive knowledge and a personal understanding of the difficulties faced by farmers. Serge commenced with AgBiz Assist in August 2016 and has previously worked with rural communities in North Central Victoria providing business management services and training. Serge is based in our Shepparton office.

Lyn Shannon  Rural Financial Counsellor

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With a Bachelor of Science in Agriculture (Agronomy), Lyn has 18 years experience in irrigated cropping and pasture operations. Lyn has extensive knowledge in budgeting and bookkeeping having ran her own irrigation farm business and provided bookkeeping services for corporate and large family farm businesses. Lyn is passionate about assisting people to understand their financial position and supporting them to make well informed business decisions. Lyn is located in our Wodonga office.

Michael Gibb – Farm Finance Mentor

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Michael has a family dairy farming background and has spent over 30 years in public accounting servicing a large range of small businesses. He specialises in business management and the efficient use of accounting systems, information and reports. He has mentored and provided general hands-on assistance to rural small business clients. Michael is located in Wodonga office.

Our management and administration staff:


Nerida Kerr – Executive Officer

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Nerida brings a wealth of experience and a life time commitment to agriculture, economic and community development and social service provision to her Executive Officer role with AgBiz Assist which she commenced in July 2012.
Nerida previously held key regional roles with Regional Development Victoria in management, business and economic development and community capacity building.
She has worked in economic development with the local government areas of Wodonga and Towong, managed home and community care services and managed Neighborhood House and adult and community education program delivery. During that time she established and maintained extensive community, agency and business relationships and networks. Throughout her busy career Nerida has also dedicated her time and skills to voluntary work.
In March 2013, she was inducted into the Victorian Women’s Honour Role for services to the community, of which rural financial counselling was a major component. Nerida’s involvement with AgBiz Assist commenced in 1992 when she joined the inaugural committee of management of North East AgCare.
Nerida was also a founding member of AgBiz Assist Ltd and remained a Director until she resigned to take up the Executive Officer position. Nerida studied Business Management, Social Work and Dairy Farm Management.
Nerida is based at our Wodonga office.

Chris Howard – Rural Financial Counsellor Co-ordinator

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Chris has worked in the agricultural sector for over twenty five years. He is a passionate advocate for the rural communities of North East Victoria and member of a number of industry and community bodies in the area. Chris commenced with AgBiz Assist in 2008, initially as a Rural Financial Counsellor before taking on the role of Program Manager. Chris holds various qualifications in accounting, business administration and training and assessment. Chris based in the Shepparton office.

Pam Shephard – Finance Officer
Jan Robinson – Executive Assistant
Gaynor Lee – Communication and Business Support Officer
Lynda Wilson – Client Engagement and Support Officer